About Us

Westhoff Agency is made up of experienced knowledgeable professionals who are passionate about helping our clients find the coverage they need at a price they can afford. Whether you need health insurance, Medicare, life insurance, or long-term care insurance, we have the know-how and resources to help you.

We know that shopping for insurance can be overwhelming, so we take the time to listen to our clients and understand their specific needs.  We believe in building long term relationships with our clients.  We want to be your go to source for all of your insurance needs, now and for future generations.

Let us be your choice for “Your Health and Your Future”


Owner Agent

I started selling insurance in 2012 for another insurance company, but was unhappy that they only offered 1 insurance carrier for the clients, when more were available that may suit them better.  For that reason, in 2019, I decided to go out on my own as a broker.  Now, I can offer all the insurance companies available in the area, to give more choices to my clients.   I really got into the insurance market because I love helping people and making a positive difference in their lives. I enjoy meeting so many new people and putting a face to the voice on the phone.  Countless clients have recommended me to their families and friends and it is nice to know the whole family.  I specialize in all health and life insurance options.  I am not a 9-5 office only kind of gal, I am here for my clients 7 days a week, all day long. I know your medical needs do not always happen in business hours, so I am here to help you whenever they occur.

I am very family oriented as I come from a family of 5 kids, of which I am the oldest.  My siblings all live within 5 miles of me, so we do lots of things together.  My parents live right down the road and we are always popping back and forth between houses.  I have been married for 22 years to Bryan Westhoff, we have 4 children and 1 grandchild with another on the way.  Nothing is better than spending time with my family and friends.  I love to cook and bake, but I hate the clean-up process.  I leave that for my husband every chance I get. I love to scrapbook, but it takes me a long time to complete a page. My friends make fun of me all the time about it.  We also own a long-term campground at Mark Twain Lake (close to Hannibal) where we spend most weekends.  We have the same campers all year long, so it is like having a second family.

Debbie Westhoff


Broker Agent

After 20 years in the commercial health insurance industry, I personally experienced how challenging it can be to move to the Medicare world. I also learned how important it was to have a knowledgeable and caring professional broker. This motivated me to focus on becoming that type of broker myself! I’m excited about the opportunity to show you that I will always go that extra mile to make sure you completely understand all your choices, and give you the personal attention you deserve for your Medicare insurance needs, as well as other health insurance types and life insurance too.

I enjoy fly-fishing with my husband and best friend of 50 years. I love spending time with our three grown children and seven grandchildren. We like hiking, biking, camping, fishing, traveling, or spending time swimming in our own backyard.


Assistant Bookkeeper

Hi I’m Diane Schroeder.  I’ve been doing bookwork for over 50 years.  My husband had his own construction company for 30 years, until he was injured by falling through a roof and decided to just work for someone else.

After that, I worked for 2 different companies doing their books, taxes and as office manager.  I now do the Westhoff Agency books, making sure everything is running smoothly while Debbie and Patty talk to the clients.

My pride and joy are my family.  My husband of 54 years, Ralph better known as Whittie, is always there when the kids need a helping hand. We have 5 children, 10 grand children and 4 and half great grand babies.  They are truly the love of our lives.


We Got You Covered
at Westhoff Agency