About Us

Westhoff Agency is made up of experienced knowledgeable professionals who are passionate about helping our clients find the coverage they need at a price they can afford. Whether you need health insurance, Medicare, life insurance or long- term care insurance, we have the know- how and resources to help you.

Our Team

Patricia Puryear

Broker Agent

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Debbie Westhoff

Debbie Westhoff

Owner

Broker Agent

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Diane Schroeder

Assistant

Bookkeeper

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Coverage Options

Under 65 Health Insurance

It is very important to have health insurance, so you are prepared for when you or your family have medical needs. Health Insurance allows you to be prepared for the unexpected and get preventive services like checkups that are covered 100%. This includes both ACA and Short Term Medical Insurance.

Medicare Supplements

Insurance sold by private insurance companies, that can help pay some of the health care costs that Original Medicare does not cover, such as co-payments, coinsurance, and deductibles.

Medicare Advantage Plans

Medicare Advantage Plans (Part C) are health plans from private insurance companies. These plans generally cover all Medicare-covered healthcare and can include prescription drug coverage.

Part D Prescription Drug Plans

This is the federal government’s prescription drug program that covers both brand name and generic prescription drugs at participating pharmacies.

Hospital Indemnity

These plans supplement your existing health insurance by paying for hospital stays. They pay you cash for each day you spend in the hospital to be used as you see fit while you recover.

Critical Illness Insurance

This type of insurance is designed to reduce the emotional and financial stress that comes with the diagnosis of and recovery from a critical illness. This is a Limited Benefit Policy, not a comprehensive major medical plan or a Medicare supplement policy.

Dental Coverage

Proper dental care can be an important part of our well-being. Some kind of dental insurance can help you ensure the health of your teeth and gums. Without dental coverage, you may skip regular cleanings and checkups, which could lead to serious dental health problems in the future.

Vision Coverage

Vision Insurance helps cover the cost of routine eye exams, contact lenses and glasses. Some plans also pay for corrective procedures like laser eye surgery. Most plans will include one pair of glasses or contacts a year.

Long Term Care Insurance

Long Term Care is services that helps meet the medical and non-medical needs of people with chronic illness or disabilities who cannot care for themselves for long periods of time. These services include dressing, bathing, transferring (to or from bed to chair), incontinence, eating and using the bathroom. These services can be provided at home, in the community, in assisted living facilities or in nursing homes.

Life Insurance/Final Expense

Life insurance is a policy in which the insurer pays out the agreed death benefits to the named beneficiaries at the policyholder’s death. There are many reasons people take out these plans:

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